Uber has changed the way we travel. By simply using the Uber app, a ride is available at your fingertips, simplifying the way we move around. As convenient as Uber is, it’s not without its risks. Collisions can occur, and passengers could end up injured.
In this article, typical Uber accident injuries, who may be liable for damages, along with legal options for pursuing a claim.
Typical Injuries in Uber Accidents
An Uber accident can cause many different types of injuries, especially during collisions or accidents. Some frequent injuries include:
Neck Injuries: Neck strain, also known as whiplash, is common in rear collisions, resulting in pain and stiffness. It can take time to develop symptoms, making it hard to immediately detect.
Fractures: High-impact accidents can lead to broken arms, legs, and ribs. They may need surgery or prolonged recovery time.
Traumatic Brain Injuries (TBI): From mild concussions to severe TBIs, head injuries can vary in severity. They can lead to lasting cognitive and health challenges.
Herniated Discs and Paralysis: Accidents can cause serious spinal issues, including disc herniation and lawsuits filed against uber paralysis. These injuries may require surgery, physical therapy, and long-term care.
Muscle Tears and Ligament Damage: Soft tissue injuries like sprains and strains are common in car accidents. Even though they might seem minor, they cause substantial pain.
Cuts and Lacerations: Broken glass and debris often cause lacerations. Some of these wounds may require stitches or surgical repair.
Figuring Out Fault in Uber Injury Cases
Liability in Uber-related accidents can be complicated. Various individuals and entities could be held accountable. Liability can include the Uber driver, other drivers, or even third parties.
Uber’s Driver: The Uber driver can be responsible for any injuries if they were at fault. This includes speeding, texting while driving, or breaking traffic laws.
Other Drivers: When another driver causes the accident, they may be held responsible.
Uber as a Company: Although Uber classifies drivers as independent contractors, the company’s insurance might apply. For accidents during rides, Uber provides liability coverage of up to $1 million.
Other Third Parties: Road conditions, vehicle malfunctions, or other external factors can contribute to accidents. Liability could extend beyond drivers, requiring investigation into other causes.
What Uber’s Insurance Covers in Accidents
Uber’s insurance coverage varies depending on the stage of the ride. Coverage changes depending on if the driver is waiting for a ride request or transporting passengers.
No App Usage: When the driver is offline, their personal insurance is responsible.
Driver Available for Rides: During this phase, Uber’s coverage includes $50,000 for injury liability per person. This includes up to $50,000 per person for injuries and $25,000 for property damage.
Driver Picking Up or Transporting Passengers: Once the driver is picking up or transporting a passenger, Uber offers much higher coverage. The $1 million policy covers both liability and uninsured drivers, along with collision insurance.
How to File a Legal Action for Uber Injuries
When serious injuries occur, filing a lawsuit might be necessary if insurance isn’t enough. The legal process can help victims recover lost wages, medical expenses, and damages.